If you need to be able to drive a car belonging to someone else then you can get a daily insurance policy. This will cover you to drive a car for up to a 28 day period, you could also get cover for just one day.
This is a relatively new type of insurance product designed to allow people to drive a friends or relatives car legally. It is also useful if you want to be able to drive a new car you have just purchased or if you want to test drive a vehicle for a day or couple of days.
Many of the insurance companies that provide daily or temporary car insurance no longer provide policies to those who are under 21. Some insurers will only provide cover if you are 25 or over due to the higher risk of claims being made.
You may still be able to find the odd daily insurer to cover you if you are a younger driver. You will however find that the premiums can be quite excessive and the excess to be in the thousands rather than the hundreds.
If you are going to drive another car then you do need to have a daily car insurance policy in place, they are not that expensive for the average driver and are easy to obtain.
To get hold of a policy that will be active straight away you need to complete an online form. There is no need to worry as the forms for this type of insurance are far shorter than your general car insurance policy.
You will need to complete the form so that the insurer can calculate your quote, most policies of this type are comprehensive but you can get third party fire and theft if you really want to keep the cost down. As you are driving a car that is not yours or a car you have not yet fully insured then it is best to stick with a comprehensive policy.
Get a cheaper daily car insurance policy right now with the leading online daily insurance specialist.