How 1 Week Car Insurance Works

It may seem strange that someone would want to insure their car for just 1 week. Of course if you have never heard of short term car insurance then the whole concept of insuring yourself to drive a vehicle for anything less than a year. So why would anyone need an insurance product that covers you to drive a car, van or motorcycle for a day, a week or even just a month?

Short term car insurance has been available in the UK for quite a few years now and was created to meet the need of drivers who only needed temporary cover. It is much like stop gap insurance where you can insure yourself to drive when you haven't got an annual policy in place or where one would be inappropriate for your particular circumstances. It is also a great way to insure you to drive if you only use a car infrequently or you are borrowing a car belonging to someone else.

Daily car insurance can be used for 1 weeks coverage

To get a one week policy you will need to buy 7 days worth of daily insurance. Daily car insurance can be purchased for up to 28 consecutive days with only a 1 day minimum purchase requirement. If you required longer than 28 days you could get 28 days cover to start with and then after that policy expires buy the additional days that you require. It may however be cheaper to get a monthly pay as you go policy instead that has a 1 month minimum commitment.

Where can a 1 week policy be purchased?

Most types of short term car insurance, which is what one week car insurance is classified as is usually purchased online. Most of the specialist insurers only make this type of policy available on the internet as do the larger insurers who now provide this type of coverage.

These types of policy are available 24-7 and can be purchased at short notice. This makes it convenient when you need to purchase emergency cover if you need to drive someone else's can at short notice or get insured to drive a new purchase or courtesy car at very short notice.

Just like any other type of car insurance you will need to enter your details in order to obtain a quote. The forms for temporary cover are shorter and much quicker to complete. As everyone has different circumstances the quote provided will be individual to you and your current situation. All the same factors will affect the cost of your premiums such as age, experience, points on your licence, convictions and the make and model or more usually the insurance group of the car you are insuring.

Due to the fact that you can purchase this type of policy for as little as one day you documentation is stored digitally on the insurance database and you are able to print off a copy of the policy. There would be no point in posting out your documents for such a short term policy as by the time the documents arrived in the post your policy would have likely expired.