Many people are finding out about the benefits of daily car insurance, a way to insure yourself to drive a car or van that you are not currently insured to drive. Cover can be obtained for anywhere up to 28 days in a row but you can get covered for as little as one day.
If you have never heard of daily car insurance then you may be wondering why you would want to insure yourself for such a short period rather than get a regular annual policy. There are situations such as sharing the driving over long trips where you are taking it in turns to do the driving in someone else's car. If you are borrowing, renting or have just bought a car and need to drive it for a short period of time. Any situation where you would not usually be insured to drive a vehicle but need to driver it then this type of insurance will suit your needs.
Just the same as any type of insurance you need to consider the type of coverage that you need such as full comprehensive. You should also consider the level of excess that you are willing to accept, higher levels of excess generally means a cheaper policy. However should you have a prang you will be responsible for the cost of any repairs to the amount of excess you were willing to accept.
Whilst this type of temporary insurance is useful and can save time and money under many situations it is unfortunately not available to everybody. Daily insurance under 23 can generally not be obtained as insurers do not find it cost effective to provide cover over such a short period for this high risk group. If you are having difficulty obtaining a daily policy then an alternative is to take out a pay as you go monthly policy where you can pay for your insurance a month a time for as many months that you need, the minimum being 1 month.
Under 25 Insurance